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Product Information Exploring Finance options online can be daunting but we’re here to help you find the right arrangement for you, be it HP, PCP or an alternative.
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Our Promise to You

At Shelly Motors, we believe in transparent communication, fair dealings, and your utmost satisfaction. In line with the new UK Consumer Duty legislation, we are taking significant steps to ensure that you are informed, supported, and receive unmatched value when availing our financing and insurance products.

Financing your car online

Financing a car online couldn’t be easier and gives you better visibility of what a finance agreement might look like for you.

  • First, find your ideal car. Check out our new and used cars to start your search today.
  • Then, use the finance calculator on the right-hand side of the vehicle detail page to discover the right deal for you. Don’t forget to add part exchanges, extras, and choose your delivery method here too!
  • Once you have found a deal you like, proceed to apply for finance online.
  • Make sure you take the time to understand the terms of your agreement as the online application process may include a hard credit check. If you have any questions about your finance agreement, support, or understanding, contact us.
  • We'll be in touch to confirm the next steps after you have submitted your application online.
What is Personal Contract Purchase (PCP)?
A Personal Contract Purchase is usually broken up into 3 sections. The first is a deposit. This is then followed by a series of fixed monthly instalments before you have the option to make a final payment (sometimes called a balloon payment) at the end in order to keep the vehicle. Consumers have the choice of returning the car, paying the final payment (which is dependent on resale value) or putting that resale value towards a new vehicle.

Will I be approved for Finance?

 

Can I get car finance even if I have bad credit?

 

What is APR?

 

What is the difference between a soft credit search and a hard credit search?

TEST

Videos on PCP
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What is Hire Purchase (HP)?
Hire Purchase is a plan where you usually pay a deposit, and then pay off the total vehicle value in monthly instalments. Once you have made your last payment, the vehicle is yours.

Will I be approved for Finance?

 

Can I get car finance even if I have bad credit?

 

What is APR?

 

What is the difference between a soft credit search and a hard credit search?

Videos on HP
View Vehicles on HP

We have trained finance specialists within all of our dealerships who pride themselves in offering outstanding customer service and assisting customers in finding the right funding solution to suit their pocket and individual circumstances.
With clear agreements and competitive finance packages available to suit your needs, we're confident we can help you get something special on your driveway.

Finding the right purchasing agreement is as important as selecting the right vehicle.

With this in mind, we have designed a number of attractive finance packages to make things that much easier.

Why Buy Online? Got a question or need help with an electric vehicle?
If you're looking for your next vehicle, our teams across the country will be happy to assist to help meet and exceed your requirements. Click on the link below to get in contact with your local retailer. Reasons To Buy Online